Orrstown Financial Plans Shift to Higher-Yielding Securities to Boost Net Interest Income

• Orrstown Financial Services is reinvesting proceeds from $185.6 million in available-for-sale securities sales into available-for-sale securities yielding an estimated 5.2%.
• The repositioning is expected to boost net income, net interest margin and return on average assets in future periods.
• An estimated $13.8 million pretax loss on the securities sale will be included in fourth-quarter 2026 results.
• Estimated losses would reduce September 30, 2026, risk-based capital ratios by 22 basis points; the leverage ratio by 20 basis points.
• Regulatory capital ratios would remain well above well-capitalized thresholds, with the capital impact expected to be recovered within two quarters.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Orrstown Financial Services Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001628280-26-073816), on November 13, 2026, and is solely responsible for the information contained therein.