According to Woofun AI, Visa (V.US) and Anchorage Digital reached a strategic collaboration to officially establish USDPT issued by Western Union (WU.US) as a native settlement asset on the VisaNet platform, marking the deep layout of traditional payment giants in the field of compliant stablecoin infrastructure.
This partnership not only established USDPT as the first stablecoin issued by Anchorage Digital Bank and supported by the Visa network, but also provided a new paradigm for institutional capital flows that combines blockchain efficiency and financial security through Anchorage Digital's federally regulated bank endorsement.
In the context of the market at 7:55 p.m. EST on November 12, 2026, the Bitcoin price was reported at $70,965, a decrease of 3.92%, and the price of Ethereum was reported at $2,008, a drop of 2.32%. Despite short-term pressure on the crypto market, Visa's stablecoin settlement business showed a contrarian expansion trend.
According to data compiled by Woofun AI, the annualized scale of Visa stablecoin settlement has jumped to $25 billion, an increase of 10 times over the previous period, while there are more than 225 stablecoin-related credit card projects active worldwide. As of September, this data has been officially confirmed, highlighting the strong growth in institutional demand for around-the-clock payments. Traditional credit card payments rely on banking systems and usually take five working days, while blockchain-based payments break time and geographical restrictions and enable real-time flow of funds, including weekends and holidays.
Notably, earlier this week, the Monad Foundation announced that Visa has provided stablecoin settlement network support for Monad, an Ethereum-compatible Layer 1 blockchain. Monad has sub-second final confirmation and plans to introduce privacy protection features to ensure the confidentiality of sensitive commercial transaction information while allowing auditors and regulators to make necessary inquiries. This provides Visa card issuers and billing institutions with another efficient blockchain option in addition to traditional channels.
Anchorage Digital co-founder and CEO Nathan McCauley pointed out that speed alone cannot attract institutions into the blockchain space; support from regulated financial institutions is key. By partnering with Visa, institutions are able to obtain both the efficiency of stablecoins and the security of federally regulated banks. Dan Roesbery, vice president of global cryptocurrency partnerships and marketing at Visa, emphasized that this integration provides partners with more options to settle with Visa. As a native settlement asset, USDPT is backed by federally chartered banks and complies with institutional-level standards.
In addition to Western Union's USDPT, Anchorage Digital Bank has issued a variety of stablecoins pegged to the dollar, including Tether's USAT, OSL Group's USDGO, Ethena Labs' USDTB, Falcon Finance's fUSD, and Zelle's ZLUSD. These tokens are all backed by US dollars and cash equivalents on a 1:1 ratio and issued under federal supervision.
Additionally, Anchorage Digital operates Atlas, a counterparty settlement network designed specifically for institutions to reduce risk and facilitate OTC settlement, collateral management, and cross-border transfers. The company has also further expanded its cooperation with Latin American financial services and cryptocurrency platform Bitso to provide escrow services for Mexican peso stablecoins on Ethereum and other platforms, and promote institutions to adopt digital payment methods that operate around the clock.
As the author of this article, Terence Zimwara is an award-winning journalist and writer who specializes in cross-cutting topics in the fields of African macroeconomics and digital finance. This collaboration between Visa and Anchorage Digital is not only a technical level integration, but also a model for integrating regulatory compliance and technological innovation. With the addition of more regulated stablecoins, VisaNet is expected to become a core hub for global institutional-level digital payments, further reshaping the pattern of cross-border settlement and everyday payments.