SoFi's 4.40% Deposit Offer Could Be a Smart Move. Here's the Risk.

The Motley Fool · 2d ago

SoFi Technologies (NASDAQ:SOFI) has launched a tokenized deposit offering a variable 4.40% yield, potentially creating a powerful customer acquisition channel. If the company can attract new deposits without sacrificing profitability, its expanding banking ecosystem could support significant long-term upside despite the stock's recent weakness.

Stock prices used were the market prices of Oct. 29, 2026. The video was published on Nov. 8, 2026.

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