Minsheng Bank (01988) net profit of 24.323 billion yuan in the first three quarters decreased by 14.78% year-on-year

According to the Zhitong Finance App, Minsheng Bank (01988) announced the results for the first three quarters of 2026, with operating income of 110.554 billion yuan, up 1.88% year on year; net profit attributable to the bank's shareholders was 24.323 billion yuan, a year-on-year decrease of 14.78%; basic earnings per share were 0.48 yuan.

As of the end of the reporting period, the Group's total assets were $78,60.09 billion, up 27.442 billion yuan from the end of the previous year, or 0.35%; of these, the general loan balance was $4383,398 billion, an increase of 79.038 billion yuan over the end of the previous year, accounting for 55.77% of total assets, an increase of 0.82 percentage points over the end of the previous year. On the debt side, we insist on being “customer-centered”, focusing on the entire chain of customer capital circulation, strengthening closed loop in scenarios such as dropshipping, settlement, and wealth management, improving customer fund retention, and promoting steady growth in deposit size, and structural optimization and improvement. As of the end of the reporting period, the Group's total liabilities were $7148.350 billion, an increase of 18.980 billion yuan over the end of the previous year, or 0.27%. Among them, the total amount of deposits absorbed was 44,70,780 billion yuan, an increase of 4.52% over the end of the previous year, accounting for 62.54% of total debt, up 2.55 percentage points from the end of the previous year; the size and share of personal deposits both increased, with a balance of 1,467.523 billion yuan at the end of the previous year, an increase of 77.306 billion yuan over the end of the previous year, an increase of 0.32 percentage points.