Quilter says mortgage costs keep housing market subdued

PUBT · 3d ago
Quilter says mortgage costs keep housing market subdued
  • Quilter mortgage expert Karen Noye warned on October 30, 2026, that expensive mortgages would keep the housing market subdued.
  • Nationwide annual house price growth slowed to 0.5% in October; prices were unchanged monthly, with the average at £273,566.
  • A further two-percentage-point property income tax increase from April 2027 could curb buy-to-let investment, potentially reducing rental supply.
  • The new Our First Home scheme offers a 20% equity loan, interest-free for five years, to support aspiring homeowners.
  • Its minimum deposit of 2.5% could help buyers with limited savings, but mortgage affordability remains the main constraint on demand.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Quilter plc published the original content used to generate this news brief on October 30, 2026, and is solely responsible for the information contained therein.