Citizens Community Bancorp, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next
Citizens Community Bancorp, Inc. (NASDAQ:CZWI) just released its third-quarter report and things are looking bullish. It was overall a positive result, with revenues beating expectations by 2.8% to hit US$17m. Citizens Community Bancorp also reported a statutory profit of US$0.56, which was an impressive 27% above what the analysts had forecast. Following the result, the analysts have updated their earnings model, and it would be good to know whether they think there's been a strong change in the company's prospects, or if it's business as usual. So we collected the latest post-earnings statutory consensus estimates to see what could be in store for next year.
Following the latest results, Citizens Community Bancorp's twin analysts are now forecasting revenues of US$74.2m in 2027. This would be a sizeable 24% improvement in revenue compared to the last 12 months. Per-share earnings are expected to surge 47% to US$2.24. Before this earnings report, the analysts had been forecasting revenues of US$73.8m and earnings per share (EPS) of US$2.17 in 2027. The analysts seems to have become more bullish on the business, judging by their new earnings per share estimates.
View our latest analysis for Citizens Community Bancorp
There's been no major changes to the consensus price target of US$23.25, suggesting that the improved earnings per share outlook is not enough to have a long-term positive impact on the stock's valuation.
Looking at the bigger picture now, one of the ways we can make sense of these forecasts is to see how they measure up against both past performance and industry growth estimates. For example, we noticed that Citizens Community Bancorp's rate of growth is expected to accelerate meaningfully, with revenues forecast to exhibit 19% growth to the end of 2027 on an annualised basis. That is well above its historical decline of 3.3% a year over the past five years. By contrast, our data suggests that other companies (with analyst coverage) in the industry are forecast to see their revenue grow 7.7% per year. Not only are Citizens Community Bancorp's revenues expected to improve, it seems that the analysts are also expecting it to grow faster than the wider industry.
The Bottom Line
The most important thing here is that the analysts upgraded their earnings per share estimates, suggesting that there has been a clear increase in optimism towards Citizens Community Bancorp following these results. Fortunately, they also reconfirmed their revenue numbers, suggesting that it's tracking in line with expectations. Additionally, our data suggests that revenue is expected to grow faster than the wider industry. The consensus price target held steady at US$23.25, with the latest estimates not enough to have an impact on their price targets.
Keeping that in mind, we still think that the longer term trajectory of the business is much more important for investors to consider. We have analyst estimates for Citizens Community Bancorp going out as far as 2028, and you can see them free on our platform here.
Another thing to consider is whether management and directors have been buying or selling stock recently. We provide an overview of all open market stock trades for the last twelve months on our platform, here.
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