The Goldman Sachs Group, Inc. is a global financial institution that delivers a range of financial services to a diversified client base that includes corporations, financial institutions, governments, and individuals. It operates through three segments: Global Banking & Markets, Asset & Wealth Management and Platform Solutions. The Global Banking & Markets segment offers a range of services, including financing, advisory services, risk distribution, and hedging for its institutional and corporate clients. It facilitates client transactions and makes markets in fixed income, equity, currency and commodity products. The Asset & Wealth Management segment manages assets and offers investment products across various asset classes to a diverse set of clients. It also provides investing and wealth advisory solutions. Platform Solutions include consumer platforms, such as partnerships offering credit cards and point-of-sale financing, transaction banking and other platform businesses.