Carolina Trust BancShares, Inc. is a bank holding company. The Company's subsidiary is Carolina Trust Bank (the Bank). The Bank offers a range of financial services to small-to medium-sized businesses, professionals and individual consumers in its community. The Bank also offers a range of banking services, including checking and savings accounts; commercial, installment, mortgage and personal loans; safe deposit boxes, and other associated services. It offers personal banking and business banking services. Its personal banking services include KASASA Cash Checking, KASASA Cash Back Checking, KASASA Saver, certificates of deposits/individual retirement accounts (CDs/IRAs), mortgages, credit cards, personal checking, overdraft protection, personal savings, loans, debit cards and online banking and bill pay. The Bank's business banking services include business checking, business loans, cash management, online bill pay, remote deposit, business card services and online banking.