Cardtronics PLC provides convenient automated consumer financial services through its global network of automated teller machines (ATM) and multi-function financial services kiosks. The Company operates through three segments: North America, Europe & Africa and Australia & New Zealand. Its North America segment includes ATM operations in all states in the United States (U.S), Puerto Rico, Canada and Mexico. Europe & Africa segment includes its ATM operations in the United Kingdom (U.K), Ireland, Germany, Spain, and South Africa. Australia & New Zealand segment includes ATM operations in Australia and New Zealand. It provides various ATM-based financial services at retail locations and other locations, such as shopping malls, airports, train stations and casinos. It also partners with financial institutions and other providers of consumer financial services to enable convenient and fee-free access to its ATMs through its surcharge-free solutions.