The Financial Stability Bureau of the Central Bank published a column stating that at present, my country's financial risks have generally converged and are generally controllable. At the end of the second quarter of 2023, the total assets of my country's financial institutions were 449.21 trillion yuan, of which the total assets of banking institutions were 406.25 trillion yuan, accounting for more than 90% of the assets. The banking industry occupies a dominant position, and stable banks will ensure financial stability. Judging from the results of the People's Bank of China's quarterly ratings of banking financial institutions, in the second quarter of 2023, the vast majority of the country's nearly 4,000 commercial banks were within the safety boundary; the number of high-risk banks was only more than 300, with assets Accounting for less than 2% of all banks. The 24 large banks accounting for about 70% of assets have always had excellent ratings, and some banks' main operating indicators are at the leading international level, playing a key role as the "ballast stone" of my country's financial system. The regulatory indicators of financial institutions are within a reasonable range. As of the end of the second quarter of 2023, the capital adequacy ratio, non-performing loan ratio and provision coverage ratio of commercial banks were 14.66%, 1.62% and 206.13% respectively, and the average comprehensive solvency adequacy ratio of insurance companies was 188%. , the risk coverage ratio and average capital leverage ratio of securities companies are 255.38% and 18.78% respectively. Credit risks are at a controllable level, and loss resistance is generally sufficient.