The reporter visited and telephoned banks in many parts of the country and learned that with banks recently intensively lowering interest rates on medium- and long-term deposits, the phenomenon of “inversion” of interest rates is frequent in medium and large banks across the country. According to industry insiders, the main reasons for the “inversion” of deposit interest rates in the long and short term are strong expectations of falling interest rates, increased pressure on short-term liquidity, increased pressure on the bank debt side, and banks actively optimizing and adjusting debt structures.

The reporter visited and telephoned banks in many parts of the country and learned that with banks recently intensively lowering interest rates on medium- and long-term deposits, the phenomenon of “inversion” of interest rates is frequent in medium and large banks across the country. According to industry insiders, the main reasons for the “inversion” of deposit interest rates in the long and short term are strong expectations of falling interest rates, increased pressure on short-term liquidity, increased pressure on the bank debt side, and banks actively optimizing and adjusting debt structures.