Recently, some consumers told Red Star Capital that they have leased an airplane to cash out under the guidance of an intermediary. The total rent is over 13,000 yuan, and they actually received more than 4,000 yuan. Another interviewee said that his younger brother rented 22 mobile phones on 20 platforms. The total rent was over 280,000 yuan, and the remaining unpaid rent was about 200,000 yuan. The Red Star Capital Bureau investigation revealed that intermediaries play a role in guiding users in the “rental cash out” process. According to some intermediaries, the company cooperates with the rental platform. If users successfully rent a flight, the platform will give the company rebates; at the same time, the company and recyclers also cooperate to earn the difference in price of recycled mobile phones. According to the lawyer, the act of intermediaries guiding users to cash out is likely suspected of lending usury loans in disguise. Under the rental cash out model, intermediaries use the guise of leasing. Although users do not directly pay high interest, they bear rent far higher than the actual value of the mobile phone. The amount the user earns by cashing out is seriously unequal to the rent they need to pay. This is similar to the nature of usury loans making huge profits through high interest.

Recently, some consumers told Red Star Capital that they have leased an airplane to cash out under the guidance of an intermediary. The total rent is over 13,000 yuan, and they actually received more than 4,000 yuan. Another interviewee said that his younger brother rented 22 mobile phones on 20 platforms. The total rent was over 280,000 yuan, and the remaining unpaid rent was about 200,000 yuan. The Red Star Capital Bureau investigation revealed that intermediaries play a role in guiding users in the “rental cash out” process. According to some intermediaries, the company cooperates with the rental platform. If users successfully rent a flight, the platform will give the company rebates; at the same time, the company and recyclers also cooperate to earn the difference in price of recycled mobile phones. According to the lawyer, the act of intermediaries guiding users to cash out is likely suspected of lending usury loans in disguise. Under the rental cash out model, intermediaries use the guise of leasing. Although users do not directly pay high interest, they bear rent far higher than the actual value of the mobile phone. The amount the user earns by cashing out is seriously unequal to the rent they need to pay. This is similar to the nature of usury loans making huge profits through high interest.