Notice from the Guangzhou Housing Provident Fund Management Center on adjusting the housing provident fund policy. The maximum amount for one person to apply for a loan was adjusted to 800,000 yuan, and the maximum amount for two or more people to jointly apply for a loan when purchasing the same self-occupied housing unit was adjusted to 1.6 million yuan. For those who buy the first and second self-occupied housing units and apply for a housing provident fund loan, the minimum down payment ratio is 20%. Among them, the minimum down payment ratio for housing provident fund loans is 15% for those purchasing affordable housing. For families with two or more children who buy their first and second self-occupied housing units, the maximum amount of housing provident fund loans will increase by 40%.

Zhitongcaijing · 11/26 07:49
Notice from the Guangzhou Housing Provident Fund Management Center on adjusting the housing provident fund policy. The maximum amount for one person to apply for a loan was adjusted to 800,000 yuan, and the maximum amount for two or more people to jointly apply for a loan when purchasing the same self-occupied housing unit was adjusted to 1.6 million yuan. For those who buy the first and second self-occupied housing units and apply for a housing provident fund loan, the minimum down payment ratio is 20%. Among them, the minimum down payment ratio for housing provident fund loans is 15% for those purchasing affordable housing. For families with two or more children who buy their first and second self-occupied housing units, the maximum amount of housing provident fund loans will increase by 40%.