Xiao Yuanqi, deputy director of the General Administration of Financial Regulation, said at the press conference of the State Information Office on October 17 that to enter the whitelist project, commercial banks should be able to apply for loans, further step up efforts to launch projects, implement loan investment progress, and moderately delegate loan approval authority. Optimize how loan funds are disbursed as early as possible. Currently, they are disbursed to real estate project companies in batches according to schedule, and payments are made to upstream and downstream construction parties through a fiduciary payment method. In the future, banks can issue all loans in advance to fund supervision accounts issued by real estate projects according to the usage plan, and then entrust banks to make upstream and downstream payments to construction parties and the like according to actual use requirements to ensure that construction of real estate projects can be started as soon as possible; at the same time, since credit funds enter fund supervision accounts and carry out special management, it is beneficial to protect the legitimate rights and interests of all parties.

Xiao Yuanqi, deputy director of the General Administration of Financial Regulation, said at the press conference of the State Information Office on October 17 that to enter the whitelist project, commercial banks should be able to apply for loans, further step up efforts to launch projects, implement loan investment progress, and moderately delegate loan approval authority. Optimize how loan funds are disbursed as early as possible. Currently, they are disbursed to real estate project companies in batches according to schedule, and payments are made to upstream and downstream construction parties through a fiduciary payment method. In the future, banks can issue all loans in advance to fund supervision accounts issued by real estate projects according to the usage plan, and then entrust banks to make upstream and downstream payments to construction parties and the like according to actual use requirements to ensure that construction of real estate projects can be started as soon as possible; at the same time, since credit funds enter fund supervision accounts and carry out special management, it is beneficial to protect the legitimate rights and interests of all parties.