On September 29, we learned from the People's Bank of China that after this round of batch mortgage interest rates, the central bank will add a new section to its official website in the near future to announce the average interest rate for newly issued mortgages across the country on a quarterly basis. Buyers can observe their own mortgage interest rate levels according to the interest rate situation announced on the central bank's official website. When the deviation between their existing mortgages and the interest rate on newly issued mortgages across the country reaches a certain margin, the borrowers can adjust the point margin through negotiations to change the contract, etc., to guide the interest rate on existing mortgages to fall close to the average interest rate level of newly issued mortgages across the country, and there will be no big difference.

On September 29, we learned from the People's Bank of China that after this round of batch mortgage interest rates, the central bank will add a new section to its official website in the near future to announce the average interest rate for newly issued mortgages across the country on a quarterly basis. Buyers can observe their own mortgage interest rate levels according to the interest rate situation announced on the central bank's official website. When the deviation between their existing mortgages and the interest rate on newly issued mortgages across the country reaches a certain margin, the borrowers can adjust the point margin through negotiations to change the contract, etc., to guide the interest rate on existing mortgages to fall close to the average interest rate level of newly issued mortgages across the country, and there will be no big difference.