Instant Buying Power

What is Instant Buying Power?

Instant Buying Power gives you immediate access to funds deposited via ACH, enabling you to trade stocks and ETFs before your deposit fully settles. There are a couple points to consider:

1. An ACH transfer from certain institutions may not qualify for Instant Buying Power due to higher reversal risks. To access Instant Buying Power, consider linking an alternative bank or depositing via wire transfer.
2. Instant Buying Power is not credited until any open margin call requirements are met. The feature may also be unavailable for some highly volatile stocks or leveraged ETFs.
3. Due to previous deposit reversals, you may not be eligible for instant buying power.

Are there fees associated with trading using Instant Buying Power?

Trading with Instant Buying Power incurs no fees or interest charges, though exchange fees or regulatory fees may apply. Refer to our fee schedule for details. 

When will instant buying power be credited to my account?

Weekend deposits process on the next business day.

How much Instant Buying Power will I be given? How can I increase my limit?

Factors influencing your instant buying power include account type, cash balance, incoming funds, positions' market value, personal credit, and transaction history. Newly funded accounts typically receive up to $1,000 in instant buying power. As deposits settle, this limit may increase based on your net account value.  Note, Instant buying power will not be available if your account has experienced multiple deposit reversals.

How can I find the pending deposits through the mobile app?

App:

1. Tap the Webull logo (bottom center).
2. Tap Transfers.
3. Scroll down and select Recent Activity.
4. Choose a deposit to review its status.