Deposit & Withdrawal
Why can't I withdraw my cash immediately?
Why can't I withdraw my cash immediately?

Your cash available to withdraw may be less than your cash balance for the following reasons: 

1) Withdrawal Holding Period 

If you deposit funds via ACH, your deposits need to stay in your account for a minimum of 7 trading days. If you deposit funds by wire transfers, there will be no withdrawal holding period. 

Deposit MethodsHolding Period
ACH7 Business Days
Wire0 Business Day

2) Settlement Period

The settlement period is the trade date plus two trading days (T+2). Funds are not available to withdraw before they have fully settled.

3) Required Margin Maintenance

NYSE/FINRA rules require investors to maintain a certain minimum amount of equity in their margin account at all times

4) Pending Orders & Frozen Funds

The funds used for open orders and purchasing IPOs and Secondary Offerings will be locked up in your trading account and are not available to be withdrawn.

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